Holiday Home Insurance from AXA

Holiday home insurance – buildings cover

We protect your buildings (walls, floors, roof and permanent fixtures such as fitted kitchens or bathrooms) against fire, storm, flood, burst pipes, vandalism and many other scenarios. And as well as giving you bricks and mortar cover, we also give you these essential extras as standard-

• Site clearance and professional fees (incurred as part of reconstruction) up to 10% of your building sum insured

• Liability cover for occasional property repairs

• Replacement locks (if keys are stolen) up to €750

• Fire brigade charges (if your local authority charges them) up to €1,000

• Cover for finding a leak (up to €750)

• Loss of rent up to 20% of your sum insured

Holiday home insurance – contents cover

We protect your contents (essentially any interior possessions you bring away with you if you sold the property) against fire, storm, flood, burst pipes, theft, vandalism and many other scenarios. And as well as insuring your bits and pieces (big and small), we also give you these essential extras as standard-

• New for old (as long as your sum insured is replacement cost)

• Any one item covered for up to €5,000 (or 1/3 of the total sum insured)

• Malicious damage by fee paying guests

• Contents in the open (up to €750)

• Liability cover to paying guests and visitors

Important - If your holiday home is unoccupied between October-March, you must disconnect the electricity or gas and drain the water system unless you have central heating that can be timed to avoid frozen pipes.