Home insurance for landlordsPrint
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Protect your investment property against loss or damage. And as it’s a business, keep your rental income safe and get up to €3M cover for legal actions taken by tenants.
Your investment property may be one of the biggest purchases of your life. And the contents can be expensive to replace. Keep them safe with great cover, quality service and a generous range of discounts.
What do we cover?
- New for old (as long as your sum insured is replacement cost)
- Any one item covered for up to €5,000 (or 1/3 of the total sum insured)
- Malicious damage by tenants or their guests
- Contents in the open (up to €750)
- Liability cover to tenants and visitors
- Site clearance and professional fees (incurred as part of reconstruction) up to 10% of your building sum insured
- Liability cover for occasional property repairs
- Replacement locks (if keys are stolen) up to €750
- Fire brigade charges (if your local authority charges them) up to €1,000
- Cover for finding a leak (up to €750)
- Loss of rent up to 20% of your sum insured
IMPORTANT: You must provide adequate safety measures for tenants in accordance with the law. You must also inform us if your investment property is unoccupied for more than 30 days.