Home Insurance for Landlords from AXA

Investment property insurance – buildings cover

We protect your buildings (walls, floors, roof and permanent fixtures such as fitted kitchens or bathrooms) against fire, storm, flood, burst pipes, vandalism and many other scenarios. And as well as giving you bricks and mortar cover, we also give you these essential extras as standard-

• Site clearance and professional fees (incurred as part of reconstruction) up to 10% of your building sum insured

• Liability cover for occasional property repairs

• Replacement locks (if keys are stolen) up to €750

• Fire brigade charges (if your local authority charges them) up to €1,000

• Cover for finding a leak (up to €750)

• Loss of rent up to 20% of your sum insured

Investment property insurance – contents cover

We protect your contents (but not those of tenants who should have their own cover) against fire, storm, flood, burst pipes, theft, vandalism and many other scenarios. And as well as insuring your bits and pieces (big and small), we also give you these essential extras as standard-

• New for old (as long as your sum insured is replacement cost)

• Any one item covered for up to €5,000 (or 1/3 of the total sum insured)

• Malicious damage by tenants or their guests

• Contents in the open (up to €750)

• Liability cover to tenants and visitors

Important - You must provide adequate safety measures for tenants in accordance with the law. You must also inform us if your investment property is unoccupied for more than 30 days.