We understand that it is important to offer different levels of cover which can be tailored to suit the needs of all of our customers. Our AXA Van Insurance offers cover for contents or personal belongings under our extra benefits package, available exclusively for our Premier Product customers. Under this optional extra, personal belongings carried in your van will be covered if they are lost or damaged by an accident, fire or theft up to a limit of €250.
What does Van Insurance cover?
AXA Van Insurance policies will cover vehicles with a carrying capacity of up to 2 tonnes, providing cover for injury, loss or damage to any third party or their property. The policy can also be extended to included fire, theft or accidental damage. It is important for customers to check their policy schedule, as their level of coverage will depend on the type of commercial van insurance which they have chosen. We also offer a Premier Van Insurance option with a range of extras such as fire and theft claims not affecting your No Claims Discount.
What are Optional Extras?
For customers who choose to avail of Premier Van Insurance, they will get cover for everything included with standard van insurance plus a range of optional extras. One of these optional extras covers personal belongings which are held in your van. However, tools and equipment carried in connection with any trade or business insured under another insurance policy will not be covered. Replacement van hire costs, replacement locks of up to €750 and fire brigade charges of up to €1,270 are all under optional extras which you can choose from.