What is the difference between second home insurance and holiday home insurance?

Property | home holiday home

Second home insurance is an insurance policy which covers any property you own which is not your primary residence. Here at AXA, we offer a holiday home insurance policy which offers you protection for your home away from home. This is an insurance policy which was built around the idea that your holiday home is not resided in for the majority of the year. We can also offer you a 15% discount on our holiday home insurance along with full access to our Emergency Home Assistance allowing you to have peace of mind that your second home is protected all year around!

What is the difference between second home insurance and holiday home insurance? What is the difference between second home insurance and holiday home insurance?

How is Holiday Home Insurance different from regular Home Insurance?

The coverage offered for both Holiday Home Insurance and regular home insurance is quite similar as you will have the option of choosing between three policy types - Building Insurance, Contents Insurance as well as Building & Contents Insurance.

The main difference in Holiday Home Insurance is that it is specifically for a home that you don't reside in for the majority of the year. These houses are more likely to experience theft and vandalism seeing as there may be no one within the house. Our holiday home insurance is tailored to recognise this and help protect you in the event of either of these scenarios. This gives you peace of mind that although you may not be living in your second home all year round, we are here to keep your investment protected.

What is the best Holiday Home Insurance for my house?

The policy which offers the most complete level of protection for Holiday Homes is our Buildings & Contents insurance. This offers you protection of both your physical building, as well as any contents you have within your home. We believe that this policy offers you the best value for your money, with it ensuring that your holiday home is completely protected in the event of the unknown.

For those who do not wish to take out both buildings and contents insurance, we also offer two other policies. Our Contents Insurance policy will cover the contents within your holiday home and personal belongings, while our separate Buildings Insurance ensures that the structure of your building itself is protected. Either of these covers are a great alternative to Buildings & Contents Insurance and allow you to choose the best policy for your home and your lifestyle.

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