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Car Insurance quote

Great value car insurance in Ireland when you need it the most
Switch now for motor insurance from €402 for over 25’s.

€402, based on 47 year old, living in Co. Kilkenny, full Irish licence 9+ years, administrator, owns 2016 Hyundai IX35, bought February 2016. Mileage 20k, comprehensive covering social, domestic, pleasure and commuting social. Based on full No Claims bonus with online and multi-product discount. Minimum premium of €333 applies. 10% of customers aged 25+ paid this price or less in July 2020 excluding optional covers. Switching figure based on new customers from 1st Jan 2020 -31st July 2020. Policy terms and conditions apply.

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Compare our car insurance features and benefits and buy the right policy for you

We know that every driver needs different cover. Whether you’re looking for young driver insurance or you’re an experienced driver, we offer a range of options to compare car insurance. With benefits like up to 75% No Claims Discount and MyAXA, your online platform that lets you manage your car insurance anytime, anywhere.

Third Party Car Insurance Only

Our basic car insurance option gives you what you need (not available online).

Third Party, Fire & Theft Insurance

Our basic cover plus protection against fire and theft damage.

Comprehensive Car Insurance

Our most complete cover protects you and your vehicle.

75% No Claims Discount More

Every year you don’t claim on your policy we’ll offer a discount in your renewal premium. For 5 years without a claim we’ll offer a 75% discount.

Accident forgiveness More

Stepback No Claims Discount so you won’t lose your full discount if you have an accident, or if someone makes a claim against you.

Drive other cars More

With this cover, if you are over the age of 25 you may be eligible to drive other cars.

Travel Europe More

You’ll be covered to travel to Europe with your car for up to 31 days per year during your period of insurance.

Medical expenses and emergency treatments More

If you, your driver or a passenger in your car are injured while travelling in your car we’ll cover up to €200 for medical expenses per person. We’ll also cover up to €200 towards emergency treatment.

AXA Plus More

Lots of exclusive offers in motoring, home and lifestyle stores and services across Ireland – only for AXA customers.

Replacement car More

We will provide you with a replacement car until your car has been repaired and returned to you. You must use an AXA approved repairer. If your car is a write-off following an accident, fire, theft or attempted theft, we will arrange for a hire-car for up to 21 days whilst you source an alternative vehicle.

The hire-car provided is usually an economy class 1.2 litre car. This cover only applies if you have Comprehensive cover, or Third party fire and theft cover and the damage is caused by fire, theft or attempted theft.

Pick-up and delivery More

We pick up your damaged car, provide a replacement car, and deliver your car back to you when it’s fixed. Includes a lifetime guarantee on parts.

Excess-free claims More

There is no excess on windscreen, fire and theft claims. For any other repairs, you can reduce your excess by €100 when you use an AXA-approved garage.

Personal belongings More

We will pay you up to €500 for personal belongings in your car that were lost or damaged as a result of accidental fire or theft.

Replacement locks More

We will pay you up to €750 towards replacing your car locks and alarms if your keys are stolen.

Fire brigade services More

We will pay charges of up to €1000 for putting out a fire in your car.

Uninsured driver promise More

Claim Without Blame - if an identified uninsured driver hits your car, you won’t lose your No Claims Discount.

Accidental damage or loss of your car
Windscreen cover More

We will pay the cost of repairing or replacing damaged or broken glass in the windscreen or windows of your car and the body work being scratched as a result of the glass breaking. This will not affect your no claims discount.

Third Party Car Insurance Only

Our basic car insurance option gives you what you need (not available online).

Third Party, Fire & Theft Insurance

Our basic cover plus protection against fire and theft damage.

Comprehensive Car Insurance

Our most complete cover protects you and your vehicle.

Terms and conditions apply. Please see the policy booklet for more information.

What are our car insurance extras?

For an additional cost, create the perfect motor insurance package with our optional extras.

Car and Key Rescue

24-hour roadside and home-start assistance anywhere in Ireland and the UK plus cover for your keys if they’re lost or stolen.

Protected No Claims Discount

You can make one claim in the insurance year and your No Claims Discount won’t be affected.

Legal Expenses

Cover for legal proceedings for you and against you, including solicitor’s fee up to €100,000 for claims by you and up to €25,000 to defend you against legal proceedings involving your car.

Open Driving

Anyone aged 25-70 with a full EU licence can drive your car so you don’t have to add drivers to your policy.

Broken Glass

Cover for windscreen, windows and scratched paint worked caused by broken glass. When you use the AXA Repair Network, repairs are unlimited. This cover is included with our Comprehensive car insurance.

Injury cover

Cover you and any named driver up to €10,000 in the event of injury and up to €30,000 in the event of death.

We offer vehicle insurance to suit most needs

If you’re looking for young driver insurance, need classic car insurance, or looking at car insurance for women, we’ve got the policy for you.

Discounts for cheaper car insurance

Save even more on your car insurance with our great discounts.


No Claims Discount

Up to 75% No Claims Discount


Online discount

When you get your car insurance quotes online


Student discount

Just for taking out a StudentFirst car insurance policy

All discounts are subject to a €333 minimum premium.

Car Insurance Ireland - Compare Car Insurance benefits – Get Car Insurance quotes
  • What is a No Claims Discount?

    A discount based on the number of years you’ve held your policy without making a claim. Your No Claims Discount, or a reduction in your premium, is based on the number of years you go without making a claim on your policy.

  • What online services do you offer for car insurance customers?

    When you buy your car insurance policy online, you’ll save 10%. It’s the quick and easy way to get a car insurance quote. Once you have a car insurance policy with us, you can sign up for MyAXA, which lets your upload your documents and download your insurance certificate and disc, plus make changes to your policy. Managing payments couldn’t be easier, you can also view your payment history and make a payment when the time comes to renew your policy. If that wasn’t enough, you can change your car or add a driver to your policy and track a claim from start to finish. MyAXA is there for you 24/7.

Tailor your Car Insurance quote
  • Do you have other young driver insurance discounts?

    We want to get young drivers on the road for less, which is why we have discounts if you’re learning to drive or just getting on the road.

    • Get 12 driving lessons with ISM driving school for €399. We partnered with Ireland’s largest driving school to offer fantastic savings on your car insurance. When you complete the lessons, you can save up to €400 on your car insurance.
    • AXA Test Drive offer: We developed an AXA Test Drive with ISM that’s available to our customers. The Test Drive is a 45-minute assessment of your driving skills, you can make great savings based on your results. Once you complete the test you’ll get up to 20% off your car insurance.
    • Student car insurance: If you’re a third level student aged 17-26 and enrolled at a recognised college, you’ll save 20% when taking out your policy. There’s also an additional 1.25% discount every three months if you remain claims-free.
    • DriveSave: The app is designed for young drivers between 17 and 24 who want to save on their car insurance by driving safely. You’ll save 20% when you sign up and get another discount for driving safely through the year. All you need to do is download the DriveSave app, which uses your phone’s GPS to assess your speed, acceleration and braking. Find out how it works.

Bundle & Save

If you already have a car, home, or van policy with us you can save even more.

Car Insurance

Save 10% on a new car insurance policy if we already insure a car, your home or van in your household.

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Home Insurance

If you insure your van or car with us, get a 5% discount on your home insurance. We have a range of home insurance offers and customisable options so that you can tailor your Home Insurance to suit you. We also offer landlord Insurance, holiday home Insurance and contents Insurance. Log into your MyAXA account and use the quick estimate tool for a home insurance quote.

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Van Insurance

Our commercial van insurance looks after your van, so that you can look after your business. As a sole trader, you can choose from 3 levels of cover – Comprehensive, Third Party Fire & Theft or Third Party Only.

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Why insure with us?

We offer the protection you need and the service you deserve.

AXA Car Insurance Ireland reviews
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We always start with our customers. As one of Irelands largest Insurance companies, our purpose is to empower people to live a better life. We tailor our services and solutions to our customers, one person at a time.

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