Young Drivers Insurance

Choose from our three great policies:


for anyone between the ages of 17 and 24

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Find out moreGet a quote

Student Car Insurance

for full-time third level students only

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Find out moreGet a quote

Standard Cover

learner permit: aged 17+ | full licence: aged 17+

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Find out moreGet a quote

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Save up to €400 off your car insurance

Take 12 Driving Lessons for €399

  • Car with L-Plate

    12 lessons for only €399

    If you're an AXA customer, ISM are offering 12 lessons for only €399!

  • 50% discount

    50% Additional Driver Discount

    If you are a named driver (e.g. on your parent’s policy) we will reduce our additional driver charge by 50% subject to a maximum reduction of €400.

  • piggy bank icon

    Save up to €400!

    If you arrange your own car insurance with AXA, we will give you discount of up to €400 off your learner permit premium (minimum premium €327).

Book & save today

Already have a full licence?

Save up to 20% on your car insurance by taking the ISM Test Drive
(For full licensed or learner drivers aged between 17 & 24)

  • clipboard icon

    Take the test

    Take the ISM Test Drive, a 60 minute combination of questions (the test) and road skills (the drive)

  • Price tag icon

    Refundable Cost

    Costs only €60.00 (which we will refund when you’ve taken your ISM Test Drive on your AXA policy)

  • 20% discount icon

    Up to 20% discount

    Depending on your assessment, get a minimum 5% and up to 20% discount on your AXA premium.

Book your Test Drive

Which policy is right for me?

Click on the icons below to compare our insurance policies for young drivers



Standard Cover

Named Driver Experience

Taking out a policy in your own name? Claims Free? Or have been named on someone's policy? We may be able to offer you a a discount for named driver experience!

10% Parents Discount

If you are aged 17-25 and one of your parents is insured with AXA then you can receive a 10% discount on your policy.

No Claims Discount

Stepback no-claims-discount protection as standard if you have at least 1 years no claims discount and this is the first claim that affects your discount.

No Excess on Fire & Theft

If you ever have to make a claim regarding Fire & Theft, we will not ask you to front the cost.

20% DriveSave Discount

20% Discount for agreeing to use the DriveSave App with an extra reward mid year for continued safe driving behaviour.

20% Student Discount

20% discount and 1.25% discount every 3 months provided there are no claims on the policy.

AXA Plus loyalty programme

AXA customers get great savings on a range of top brands

€500 Personal effects cover

Protection for your portable possessions (to the value of €500) if your car is stolen.

Named driver experience 10% Parent Discount No claims discount No excess on fire & theft 20% DriveSave Discount 20% Student Discount AXA Plus loyalty programme €500 Personal effects cover

...need a little more convincing?

Female profile icon Carol
21, Full-time student
Full licence

Carol is 21, has a full licence and lives in Galway and studies at NUIG Galway. Carol uses her car to travel in and out of college where she is a completing a business degree.

She is looking to get the best value deal and cover on her car insurance. Her mum has an AXA policy and therefore Carol gets an additional 10% discount with AXA. Carol has decided that she would like to sign up to the StudentFirst policy as it best suits her needs.

Male profile icon Michael
Full Licence

Michael is 22 and has just passed his driving test. Michael is a student in UCD.

The StudentFirst policy gives Michael interest FREE monthly instalments, a 20% upfront discount and a further 1.25% discount every 3 months if he is claims free.

Female profile icon Karen
Full licence

Karen is from Dublin and is working in the city centre as a hairdresser. She drives in and out of work each day. She has an iPhone which she uses to keep in touch with her mates.

She is looking for a car insurance quote and is looking into the DriveSave app as an option. The app is available to anyone aged 17-24 years old and will allow Karen to get a 20% discount once she signs up for the policy with AXA.

Male profile icon John
Learner permit

John is 17 and is in 6th year in school. He has a learner permit and he is insured on his own policy. He has a smartphone which he has recently used to download the DriveSave app.

The app provides John with information on the speed and accuracy of his driving. He gets a 20% discount for using the AXA Drive Save app, and get another reward throughout the year.

and as an extra bonus...