Farm Insurance | AXA Insurance Ireland

Farm Insurance

Introducing AXA Smart Farm Insurance

Is it time to change your farm policy?

With a choice of innovative benefits and features, like our 30% discount if you have a low claims record, AXA Smart Farm is the new answer for today’s farmer.

More choice

We’re proud to provide customisable policies that give you everything you need, from public liability cover for your farm to coverage for your home, your vehicles and your health, all in one place. There’s a choice of cover available under both Smart Farm Easy and Smart Farm Choices.

AXA Smart Farm Easy

Farms less than 80 acres

AXA Smart Farm Easy

Catering to farms less than 80 acres, or those who are retired, this policy gives you quick, straightforward cover that’s simple to understand. With no onsite assessment required, you can get a quote online right now.

The process:
  1. Get a quote online

    Enter your farm details to get your AXA Smart Farm quote.

  2. We’ll be in touch

    One of our local Agri experts will contact you to confirm your requirements.

  3. Purchase your policy

    With flexible payment options, you can pay by credit card, direct debit or cheque.

AXA Smart Farm Choices

Farms more than 80 acres

AXA Smart Farm Choices

If your farm is more than 80 acres, or if your farm is smaller but you have specific requirements, Smart Farm Choices includes all the cover of AXA Smart Farm Easy, plus extra benefits you won’t find anywhere else.

The process:
  1. Call us

    Speak to one of our local Agri experts and confirm your requirements.

  2. Purchase your policy

    With flexible payment options, you can pay by credit card, direct debit or cheque.

Compare plans

AXA Smart Farm insurance aims to offer you more choice, more cover and more value than any other policy in Ireland. With two plan options, you have a choice of the type of cover you need.

AXA Smart Farm Easy

For farms 80 acres or less.

AXA Smart Farm Choice

More than 80 acres or specific requirements.

Public and products liability More

Public liability insurance covers your legal responsibility to the public should something go wrong. Our standard limit of cover is €3,000,000, which is the highest level of standard cover on the market. We’ll cover all amounts you’re legally responsible to pay as damages for accidental injury to anyone, and loss and damage to material property. We’ll also pay legal costs and expenses we agree to in writing.

Employers liability More

This cover is available for both family and non-family workers. Plus, we’ll provide cover for your voluntary helpers at a reduced rate, without any stipulation around having paid staff.

Farm-dwelling house More

Farmhouse and contents cover to protect your home and your business. This cover includes many features such as business contents protection, fire brigade charges cover, and accidental damage cover.

Tractors and agricultural vehicles More

We offer third party, fire and theft, and comprehensive cover for farm vehicles. Trailer cover is also available.

Jeep insurance More

An exclusive offer on farm jeeps more than 10-years-old that are used for farming, social, domestic and pleasure purposes.

Farm outbuildings and contents More

We provide extensive cover for your outbuildings and contents, including storm cover as standard. Subject to terms and conditions.

Outbuildings contents More

There’s no need to break down your contents between hay and straw, agricultural produce, and implements and utensils. Simply provide us with a single figure to cover your outbuildings content.

Livestock- Smart Farm Easy More

We’ll protect your animals in case of fire, lightning, explosion, storm, electrocution, collapse of slats, and livestock on foot.

Livestock- Smart Farm Choices More

With Smart Farm Choices, you’ll get all the livestock cover of Smart Farm Easy, plus protection of livestock in transit.

Theft of diesel More

Included in your cover at no extra cost when outbuildings are insured.

Theft of tools More

We’ll cover you for farm tools you own if your insured farm property is broken into. This is available as an add-on.

All-risks cover for specialist equipment More

Cover all your specialist equipment, including bulk milk tank, A.I. flasks, cameras, tack, trailers, calving cameras, and more.

Sheep worrying More

Protection for your sheep flock against fatal injury or necessary slaughter arising from dog attack or dog worrying.

Livestock theft More

This cover protects against loss of livestock, stolen and unrecovered, due to theft.

Pedigree livestock More

Cover for death or infertility is available as part of the farm policy.

Loss of Basic Income Scheme More

Available as standard, we’ll cover you for the loss of your Basic Payment Scheme due to accidental damage of items covered under farm outbuildings or their contents.

Loss of milk More

This covers loss or deterioration of milk contained in the tank, including loss due to failure of any thermostatic controlling device, the public supply of electricity, or damage to the bulk milk tank where such failure is not the result of a deliberate act. It also covers loss of your own milk if it’s rejected by the Co-Op because of accidental contamination by antibiotic residue and failure of the Co-op to collect.

Growing crops More

This policy covers loss of or damage to growing crops caused by fire, lightning, explosion, impact and aircraft.

Forestry cover More

This will protect you for storm and re-instatement cover, and fire cover.

AXA Smart Farm Easy

For farms 80 acres or less.

AXA Smart Farm Choice

More than 80 acres or specific requirements.

For full details of what’s covered and what’s not under both policies, please refer to our AXA Smart Farm Policy Document.

Need help deciding?

Simply answer the following questions to see which option best suits your needs.

What size is your farm?

Will you need cover for any of the following?

  • Theft of diesel/tools/livestock
  • Sheep worrying
  • Loss of milk
  • Loss of farm income
  • Forestry
  • Pedigree livestock/bloodstock
  • Hospitalisation cover

Will you need cover for any of the following?

  • Theft of diesel/tools/livestock
  • Sheep worrying
  • Loss of milk
  • Loss of farm income
  • Forestry
  • Pedigree livestock/bloodstock
  • Hospitalisation cover

Based on your answers, you should consider:

AXA Smart Farm Easy

Our Easy plan has been specifically created to meet the needs of farmers with 80 acres or less.

Get a quote

AXA Smart Farm Choices

Our Choices plan has been specifically created to meet the needs of farmers with more than 80 acres, or those with more specific requirements.

Request a callback

Based on your answers, you should consider:

AXA Smart Farm Choices

Our Choices plan has been specifically created to meet the needs of farmers with more than 80 acres, or those with more specific requirements.

Request a callback
AXA Smart Farm - More cover

More cover

AXA Smart Farm gives you all the cover you’d expect, plus benefits you won’t find anywhere else:

  • Basic Payment Scheme cover

    We know the income from the Basic Payment Scheme is a huge part of your livelihood, so we’ll protect it as standard.

  • Agricultural vehicle cover

    We’ve combined our number one position as a motor insurer with our Smart Farm Insurance plans. We provide cover for tractors and farm jeeps, with an option to add trailer cover.

  • Hospitalisation cover for farmers

    We know a critical concern of yours is what would happen if you got sick. We’re the only insurer to provide an income to pay for farm help if you’re hospitalised because of an illness.

Learn more

AXA Smart Farm offers expert advice through our team of specialist, as well as our branch or broker network.