Farm Insurance from AXA Ireland
Make the switch
At €6.5m, no insurer offers higher public liability cover as standard, and with a 30% discount if you have a low claims record, switching to AXA Farm Insurance couldn’t be easier.
Choose the type of cover you need:
Policy terms & conditions apply. Claims free on your farm for the past three years.
Our team of farm insurance specialists are here to help.
We’re available to take your call from Monday to Friday, 9am to 5pm. If you’d prefer, you can request a call back or email us at centralagriteam@axa.ie.
Tractor insurance
As well as Farm Insurance, we also offer cover for your tractor. You don’t need to have your Farm insured with AXA to take out Tractor insurance with us.
Whether it’s a working farm Tractor, or a Vintage one, you can get a quote online in just a few minutes.
Our tractor policies offer:
No excess on any claims on your Tractor policy
Choice of Third party, Third Party Fire and Theft and Comprehensive Covers
When you cover your Tractor with us, Trailers and implements have Third Party Unspecified Trailer Cover as standard. You can choose to upgrade this to Comprehensive or Third Party Fire and Theft
Movement cost of vehicle following an insured accident
Fire Brigade charges of up to €15,000 as standard
Full open driving for drivers aged 16+ with appropriate license on tractors
Farm insurance that suits you
We can offer a farm policy that gives you everything you need, from public liability cover, to cover for your home, outhouses and farm vehicles. If your farm is less than 100 acres then we can get you a farm quote online. If it’s more than 100 acres, then request a callback for a chat with one of our agri specialists.
- Benefits
Our agricultural hub is based in Athone, and it’s our team here who will help you make the right choices for your farm, to make sure you and your livelihood is protected.
Here are some features of our farm insurance policies. You can get a quote online or request a callback at any time if you’d like to discuss your farm.
Public and products liability
At €6.5m no insurer offers higher public liability cover than us. Public Liability is your legal responsibility to the public should something go wrong – livestock wandering onto roads and causing accident, injuries to farm visitors etc. We’ll cover all amounts you’re legally responsible to pay and will also cover any legal expenses we agree to in writing.
Employers liability
If anyone helps around the farm – be it a family member or neighbour standing in a gap, or someone who helps out during calving season, you need employers liability should anything go wrong. This covers any voluntary helpers – friends, family, neighbours, as well as those you might pay to help on the farm (up the €4k per annum). You can discuss your specific needs with your agri specialist. We will cover you up to €13m in the event of an injury.
Environmental Liability
Environmental Liability comes as standard up to a limit of €250,000.
Farm properties
Any properties (and their contents) can be added to your cover. This cover includes many features such as business contents protection (your laptop, office equipment) fire brigade charges cover, and accidental damage cover.
Farm outbuildings and contents
We provide extensive cover for your outbuildings and contents, including storm cover as standard. Subject to terms and conditions.
Outbuildings contents
There’s no need to break down your contents. Simply provide us with a single figure to cover your outbuildings content for example hay and straw, agricultural produce, and implements and utensils. Please note that any machinery more than 5 horse-power will need to be added specifically as an agricultural vehicle.
Tractors and agricultural vehicles
We offer third party, fire and theft, and comprehensive cover for farm vehicles. Third party cover is offered as standard for any trailers, but you can upgrade this to comprehensive or TPF+T if you prefer.
Farm jeep insurance
You can add your farm jeep to your policy from 3rd party to comprehensive cover. If you require something outside of this, your agri specialist will be able to find the right cover for you.
Legal expenses
Legal expenses covers legal costs up to €150,000 per claim, and up to €1,500,000 per year (period of insurance). It covers issues such as property disputes, alleged wrongful dismissal of employees or contract disagreements.
Livestock
We’ll protect your animals in case of fire, lightning, explosion, storm, flood, electrocution, collapse of slats, and livestock on foot and livestock in transit.
We also provide the following optional covers below. If your farm is greater than 100 acres then please call us on 0906 435070 or request a callback to discuss the best cover for you.
Sheep worrying
Protection for your sheep flock against fatal injury or necessary slaughter arising from dog attack or dog worrying.
Livestock theft
This cover protects against loss of livestock, stolen and unrecovered, due to theft.
Pedigree livestock
Cover for death or infertility is available as part of the farm policy.
Theft of diesel
Included in your cover at no extra cost when outbuildings are insured.
Theft of tools
We’ll cover you for farm tools you own if your insured farm property is broken into. This is available as an add-on.
All-risks cover for specialist equipment
Cover all your specialist equipment, including bulk milk tank, A.I. flasks, cameras, tack, trailers, calving cameras, and more.
Loss of Basic Income Scheme
Available as standard, we’ll cover you for the loss of your Basic Payment Scheme due to accidental damage of items covered under farm outbuildings or their contents.
Loss of milk
This covers loss or deterioration of milk contained in the tank, including loss due to failure of any thermostatic controlling device, the public supply of electricity, or damage to the bulk milk tank where such failure is not the result of a deliberate act. It also covers loss of your own milk if it’s rejected by the Co-Op because of accidental contamination by antibiotic residue and failure of the Co-op to collect.
Growing crops
This policy covers loss of or damage to growing crops caused by fire, lightning, explosion, impact and aircraft.
Forestry cover
This will protect you for storm and re-instatement cover, and fire cover.
Meet our Agri Team
Our dedicated agri-insurance specialists have the right blend of knowledge and experience of all kinds of farming. It means they can offer you the kind of cover that best suits your needs. Get to know them better by meeting the team.
Meet the team
