What is no claims discount?

Your no claims discount, or 'bonus' as it is often called, is the amount of years you have held an insurance policy and not claimed on it. Based on the number of years you have been claims free your insurer will reduce your premium.

Terms and conditions apply.

• All topics:
• Claims and emergencies
• Car insurance
• Cover
• Customer care
• Documents
• Farm insurance
• Getting a quote
• Home insurance
• MyAXA
• Payments
• Policy changes
• Renewals
• Van insurance