Van insurance - Your cover
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Am I covered if my van breaks down?
If you have Motor Rescue cover on your Van Insurance, you're covered for breakdown or roadside assistance.
Motor Rescue is an optional extra you can choose to add to your Van Insurance for an extra cost. Your policy schedule will show if you have Motor Rescue.
Our Motor Rescue provides you with 24-hour breakdown assistance anywhere in Ireland. It covers you for breakdowns, engine failure, loss of keys, and wheel punctures, along with much more.
If your van can't be repaired on the same day, we can help with completing your journey, helping to ease the stress of the situation as much as possible for you.
Terms and conditions apply. For more information on Motor Rescue and the many benefits it contains, see your policy booklet.
For motor rescue assistance you can contact our 24-hour rescue team on 0818 7 365 24.
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What is protected no claims discount on my Van Insurance policy?
No claims discount protection is an optional extra which you can choose to add to your Van Insurance for an additional cost.
When you choose protected no claims discount, you can have one claim within a three year period without it affecting your no claims discount.
Terms and conditions apply. To fully understand how a no claims discount protection works, see your policy booklet.
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Do I need to specify if I am using my van for business?
As part of the quote process for your Van Insurance policy, we will request details in relation to occupation and vehicle usage.
If you would like more information on our Van Insurance policies, you can contact us on 0818 7 365 24 or you can visit your local branch.
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Does AXA Van Insurance cover all vans types?
Our van insurance covers most vans with a carrying capacity of up to 2 tonnes. We can provide insurance cover for occupations including; farmers, builders and sole traders and many more.
Get a quote for your Van Insurance today or contact our dedicated van insurance team on 0818 7 365 24.
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Is windscreen cover included on my Van Insurance policy?
Having windscreen cover is important, particularly if you are a commercial van driver. We offer two alternative packages which allow you to make sure that your windscreen is fully protected in the event of any incidents.
Standard package:
You can choose glass breakage cover (covers windscreen and windows but excludes sunroof) for an additional cost.
Premier package
Includes damage to windscreens or windows up to €300 (when you buy comprehensive cover as standard). You can choose to increase this limit up to €750 for an additional cost.
Our Glass Breakage covers all windows in your van and damage to your van’s body work caused by the broken glass. For more information on the details of your windscreen cover see your policy documents.
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Are there different Van Insurance packages I can choose from?
There are two packages you can choose from for your Van Insurance:
Standard Van Insurance
Our most basic van insurance policy. This van insurance policy includes unlimited cover for injury to other people (pedestrians, passengers and other drivers), up to €5 million protection for damage to other people’s property, emergency medical treatment, and up to 50% no claims bonus.
Premier Van Insurance
This package offers all that is included with our standard van insurance, whilst also offering glass breakage, bonus protection for fire and theft which will not affect your no claims discount, along with a reduced accidental damage excess and more.
Read more about our Van Insurance.
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Am I covered if I leave my keys in my car or van, and it is stolen?
Unfortunately, loss or damage caused by theft or attempted theft is not covered if the keys (or keyless entry system) are left unsecured or left in or, on an unattended vehicle.
You should never leave your vehicle unattended with the keys in or around the vehicle.
You’ll find more details in your policy document.
Terms and conditions apply.
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What does Extra Benefits cover me for on my Van Insurance?
Extra Benefits cover is a separate and optional cover you can choose to add to your Van Insurance for an additional cost. Your policy schedule will show if you have this cover.
With Extra Benefits you will have cover for:
Replacement Vehicle
If your van is out of use due to an accident or fire or theft, we'll provide you with a replacement vehicle while yours is being repaired, or pay up to €40 per day towards a replacement vehicle for up to 7 days.
Personal Belongings
We'll pay up to €250 for personal belongings carried in your vehicle if they're lost or damaged in an accident, fire, theft or attempted theft.
Replacement Locks
We will pay up to €750 towards replacing the locks and alarms for van, if your keys for it are stolen from your home.
Fire-brigade Charges
We'll pay up to €1,270 in Fire-brigade charges for putting out a fire in your van, or for removing the driver or passengers from your van using cutting equipment.
Terms and conditions apply.
You'll find more information on Extra Benefits cover in your policy booklet.
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What Van Insurance cover does AXA offer?
With our Van Insurance policies, you can choose from 3 levels of cover;
- Comprehensive
- Third Party Fire & Theft
- Third Party Only
Our commercial van insurance is designed to keep you and your van on the road. So you can get on with business as usual.
Read more about our Van Insurance cover.
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Am I covered if personal belongings are stolen from my van?
Personal belongings cover is included in our extra benefits package which you can add to your Van Insurance policy for an additional cost.
Your policy schedule will show if you have this cover.
If you have extra benefits cover and have personal belongings stolen from your van during a theft, we'll pay up to €250. These claims won’t impact your no claims bonus. It is important to note that there are some belongings, such as money and tools, that will not be covered under your van insurance policy if stolen.
For full terms and conditions and to understand what is protected under your van insurance policy, refer to your policy booklet.
See [What does Extra Benefits cover me for on my Van Insurance?]
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What does glass breakage or windscreen cover provide on my Van Insurance?
Glass breakage (or windscreen) cover means we will pay the cost of repairing or replacing cracked, broken or damaged windscreens or windows in your van. We'll also cover any scratches to the body work of your van as a result of broken glass.
Your policy schedule will show if you have this cover.
If you have glass breakage cover and wish to make a claim, you can complete our claims form or call us on 0818 7 365 24.
Terms & Conditions apply. All claims must be verified prior to any repair/replacement work being undertaken. Glass claims won't affect your no claims discount.
You'll find more information on glass breakage cover in your policy booklet.