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Motor Insurance

Accident forgiveness with every motor insurance policy

You won’t lose your whole No Claims Discount over one accident.

Terms and conditions apply. Accident Forgiveness is a step back, so you won’t lose your full No Claims Discount if you have an accident. For customers with one or more years of No Claims Discount. Max 2 claims with full NCD.

Get 10% off a Nextbase dash cam plus 10% off your motor insuranceLearn more

Choose the motor insurance that’s right for you

We insure all drivers from the beginners to the experienced. Choose from 3 levels of cover - Comprehensive, Third Party Fire & Theft or Third Party Only. Compare motor insurance now to find out more.

No matter what cover you choose, you have peace of mind with:

  • Monthly payment option
  • 24-hour claim helpline
  • 24/7/365 local customer support
  • Access to your personal online portal so you can manage your insurance online

Keep your motor insurance costs down

Insuring a car is just one of many expenses in life, and we understand it’s not always cheap. So we offer discounts to help keep your costs down.

75% No Claims Discount

75% No Claims Discount if you have 6 consecutive years as a named driver

20% Off when you use the DriveSave app, plus you could earn an extra 5% cash back during the year for safe driving

10% Off when you get a quote online

10% Bundle & Save discount if another person in your household has an AXA policy directly with us

All discounts are subject to a €333 minimum premium.

AXA Motor Insurance - Key benefits

Key benefits

Get these motor insurance benefits for no extra cost.

  • Uninsured driver promise

    Claim without blame - we don’t think you should be penalised over something that’s not your fault. So if an uninsured driver hits your car, you won’t lose your No Claims Discount.

  • Accident forgiveness

    We offer a stepback, so you won’t lose your full No Claims Discount if you have an accident, or if someone makes a claim against you. Because accidents happen.

  • Drive other cars

    From time to time you may need to borrow a friend or family members’ car. You’re covered to drive other cars you don’t own with the owner’s permission.

  • Travel Europe

    Being with a global insurance provider has its perks. You’re insured to drive for up to 31 days in the UK and EU-approved countries. Plus, as an AXA customer you can get a discount on Stenaline ferries.

  • See the full list of motor insurance benefits.

    Terms and conditions apply. Please see our policy document for more information.

Have questions?Find the answers to commonly asked questions in the Help CentreVisit Help Centre
AXA Motor Insurance - Tailor your cover

Tailor your cover to suit you

We understand that our customers have different needs. For an additional cost, you can choose convenient extras to suit your lifestyle.

  • Car & Key Rescue

    Our version of motor rescue aims to get you where you need to go within Ireland and the UK. Get 24 hour roadside and home start assistance anywhere in Ireland or the UK, with the assurance that we help you complete your journey. Your keys are also covered in case they are lost or stolen.

  • Protected No Claims Discount

    You worked hard to build up your no claims discount, so don’t let one accident push you back. By protecting your discount, you can make one claim without impacting your no claims discount.

  • Legal Expenses

    Provides cover for legal proceedings both for you and against you. Cover includes solicitors fees up to €100,000 for claims by you involving injury, loss of excess or other out-of-pocket expenses. It also covers solicitors fees for up to €25,000 to defend you against legal proceedings relating to your car.

  • See the full list optional extras for motor insurance.

    Terms and conditions apply. Please see our policy document for more information.

AXA Plus – the loyalty card that saves you money

Automatically save money online and in-store with Topaz fuel, Halfords, QPark, Enterprise Rent-A-Car and many more motor, home and lifestyle partners – exclusive to AXA customers.


Make your car work for you with Fleet

Fleet is a new, Irish, peer-to-peer car rental app. This means you can earn money renting out your unused car, or by sharing nearby cars with people in the area. It’s effortless and puts some cash back in your pocket. #JoinTheFleet today

Learn more
AXA Insurance - We help to keep Irish roads safe

We help to keep Irish roads safe

The AXA Roadsafe Roadshow has been running since 2007 with 11,500 students participating each year. The roadshow teaches young people across Ireland about safe driving and the consequences of taking risks on the road.

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