Annual travel insurance policies can be beneficial in many ways. Whenever you travel abroad you need to make sure that you have suitable cover in case the worst happens. While many people take the “it won’t happen to me” attitude, it is always better to be prepared and annual travel insurance from AXA Ireland will allow you to do just that.

When you take out a multi trip annual travel insurance policy you can relax, safe in the knowledge that you will be covered, whatever breaks you take during the 12 months from the policy’s start date. However, you should note that your annual travel insurance policy will only be valid for trips lasting less than 42 consecutive days.

Buying annual travel insurance means that you will have one less thing to worry about when you plan breaks throughout the year. It also means that if you fancy a last-minute trip abroad you can jump on a plane without having to worry about your travel insurance.

Most importantly, annual travel insurance works out usually cheaper than buying several single trip travel insurance policies. So, if you are planning more than two holidays in a 12-month period, annual multi trip travel insurance could almost certainly be more cost-effective than purchasing separate travel insurance policies.

How can my annual travel insurance fit my needs?

AXA Ireland can help fully fit your annual travel insurance need. Any of our customers looking for annual travel insurance in Ireland will be able to customise their policy to suit them. This means that you will only have to pay for the cover you need and can avoid unnecessary premiums by being more specific about the holidays you intend to take under our annual trip travel insurance. Specifying which areas you will be travelling to could be one way to reduce the cost of your annual travel insurance. For example, if you are only going to be jetting off to Europe then you could find your annual travel insurance is cheaper than if you are travelling further afield.

Another way to customise your annual travel insurance policy is by activity. All of the travel insurance policies provided by AXA Ireland allow you to add on activities, such as winter sports and golf for an additional premium. In addition to covering you in case of any injury, our annual travel insurance policies can also provide protection for your expensive equipment, such as snowboards, skis and golf clubs. We can also tailor your annual travel insurance policy to cover a number of adventure sports and activities, so please contact us if you would like any further information at 1890 608 808.

Useful Information

Do you need help? Get answers for the most common questions or you can call us on 1890 608 808.

Important Information: Please read before purchasing travel insurance

Medical - Our policies exclude cover for all incidents relating to medical conditions, which exist before your trip begins. This means any medical or mental condition you have prior to your trip and / or causing you pain or physical distress or severely restricting your normal mobility, including (but not limited to):

  • a condition for which you are on a waiting list or have knowledge of the need for surgery, in-patient treatment or investigation at a hospital, clinic or nursing home;
  • a condition referred to a medical specialist or the cause of in-patient treatment within one year prior to your trip;
  • any mental condition including fear of flying or other travel phobia;
  • a condition for which you have not had a diagnosis;
  • a condition for which a medical practitioner has provided a terminal prognosis;
  • any circumstances you are aware of that could reasonably be expected to give a rise to a claim on this policy.
  • You must claim against your private health insurer first if you have one for any medical expenses abroad up to your policy limit.
  • Please do not curtail any trip without first contacting AXA Assistance.
  • Any incident relating to winter sports will be covered only if you have purchased the Winter Sports Option.
  • Any incident relating to ski equipment, business equipment or golf equipment will only be covered if you have purchased the appropriate option.

To ensure that this policy is suitable for your needs please review the policy booklet and schedule for more information relating to policy exclusions and general conditions.

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