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Am I covered to drive in Europe on an Irish car insurance policy?

Driving | driving
May 8th, 2024

Wondering if your Irish car insurance covers you to drive in Europe? Yes, Irish car insurance policies will cover driving in Europe for a certain period of time. You can save money on a rental car and explore Europe in the comfort of your own vehicle with AXA’s European driving cover!

If you insure your car with AXA Ireland, you will have coverage for up to 90 days to drive anywhere in Europe within your active insurance policy term. So, if you’re planning a trip to Europe and wish to travel with your car, you will be covered under your AXA Irish Car Insurance for up to 90 days. This cover is automatically included in your car insurance policy, so you don’t have to worry about needing to change or extend your level of cover.

What am I covered for while driving in Europe?

While driving in Europe under your AXA car insurance policy, you will be covered for liability to others.

To understand exactly what you are covered for when driving in Europe, it’s important to ensure that you read your AXA policy documents. Reading your policy will give you peace of mind that you know exactly what you are covered for when driving in Europe.

Am I insured on my Irish car insurance policy to drive in Europe?

What am I not covered for when driving in Europe?

Under your AXA insurance policy, cover is restricted to the ROI and the UK for certain sections of the policy and therefore will not extend to Europe. This includes cover for car and key rescue, breakdowns, misfuelling and driving other cars.

As mentioned above, reading your policy is important and will also help you to understand what insurance coverage doesn’t extend to your driving in Europe.

Have questions about insurance when driving in Europe?

You can contact the team at AXA on 0818 7 365 24 or drop into one of our local AXA branches if you have any questions about driving in Europe or need further clarification on your insurance cover. If you have an issue or question while you’re outside the ROI driving in Europe, you can call us on +353 1 858 3200.

What you need to know when driving in Europe

When you’re driving in Europe for the first time it’s important to research the rules of the road for the different countries you plan to drive in. We have a guide on tips for driving in Europe that you should read before you head off on your road trip so you’re up to speed on the rules of the road throughout Europe as well as some driving tips.

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