For younger drivers starting out learning to drive, their first car insurance policy can be expensive. This can leave first time drivers in a vulnerable position as they may not have the financial support which more experienced drivers may have. AXA classes our young drivers as drivers aged 17-24, which is statistically one of the most expensive age groups to insure. We have compiled a simple guide featuring ways in which new drivers can try and reduce their first-time car insurance cost.
What are the different types of car insurance cover?
It’s important to find a car insurance policy which is best suited to your needs, and here at AXA we can offer you various levels of cover. By law you are required to have a minimum of Third-Party Cover which will protect drivers against liability in the event that they injure a third party or cause damage to their car. We also offer Third Party Fire & Theft which offers standard insurance with the addition of cover in the event of a fire or theft. Comprehensive Car insurance is our most complete level of insurance cover which will provide Third Party protection while also covering you against damage to your own vehicle.
Can named driver experience affect my policy?
AXA can offer young drivers discounts when it comes to taking out a policy in their own name for the first time. If it is the case that you have been a named driver on someone else’s policy before and are claims free, you can enjoy discounts on your car insurance policy.
What can we offer younger drivers?
Here at AXA we understand that the cost of insuring your first car can be a financial burden on young drivers. To try lessening the burden of this cost, we offer a variety of offers for our young drivers. We have a 10% discount on our insurance policies for young drivers aged 17-24. We also offer savings for first time drivers who are still learning to drive, with AXA customers getting 12 lessons at a discounted rate with the ISM driving school. We also offer the option of monthly payments, with simple five month or nine-month payment options so you can balance out your budget while still receiving the coverage you need.