It would be beneficial for you to understand tenants' rights in Ireland before learning more about renters insurance.
When renting a property, it can be difficult to know whether you are required to take out insurance. It’s advisable to check with your landlord to see what type of insurance they have for the property, as once you know this, it will be easier for you to decide the type of insurance you need to protect your personal belongings.
In this article, we will take you through why you would need renters insurance, what it covers, and how you can protect your belongings as a renter.
Why Do I Need Renters Insurance?
It’s likely that your landlord will have landlord insurance that includes either buildings only cover or buildings & contents cover. This type of insurance will only protect their property and any furnishings they have furnished the property with.
So, if you want to protect your personal belongings, you as a tenant, will need to take out renters insurance with contents cover. Contents insurance is the perfect insurance policy for renters to protect their possessions.
What is Included in Renters Insurance?
Renters insurance includes cover to protect your valuables, such as your jewellery, laptop, watches, gaming consoles, musical instruments, art, and more!
Under renters or contents insurance policies, your belongings and valuables are covered in the event of theft, storm, flood or fire damage.
If you are renting a property, it is advisable to take out a contents insurance policy to ensure that your personal valuables are covered.
Protect Your Belongings as a Renter
If you’re renting and you want to protect your belongings, AXA can help you out with our contents insurance policies. Simply apply for a quote online, through our website.
If you have any questions about our contents insurance offering, check out our home insurance FAQ.