AXA Public Liability Insurance

Public Liability Insurance

Public liability cover for your small business

With no broker fees, our small business insurance gives you everything you need to run your business efficiently, like public liability and employer liability, plus great optional extras.

Choose the insurance that’s right for you

Public liability is just one element of our small business insurance policies. We offer a complete package that’s designed to keep your business up and running smoothly.

You’re in control with:
  • Monthly payment options
  • 24-hour claim helpline
  • 24/7/365 local customer support and Dublin-based claims assistance.
What's covered by our small business policy?

Key benefits

If you run a shop, surgery or office, our insurance policies give you the cover you need to keep your business up and running.

  • €3M public liability cover

    Cover for damages that you’re legally responsible to pay if a person is injured, or possessions are damaged, on your property.

  • €13M employer liability cover

    Covers accidents that your employees might have on your premises while at work.

  • Business interruption

    Safeguard your business and earnings after a fire, or an event that damages or destroys stock, leaving you unable to trade and resulting in a loss of money.

  • Inflation protection

    We'll make sure your contents and building are insured in line with inflation so you don't have to.

Upgrade your insurance cover with these extras
  • Up to 25% No Claims Discount

    Get a discount on your premium for the years you're claims-free, with up to 25% discount for having no claims in five years.

  • Glass replacement service

    Cover for accidental glass breakage that won’t affect your No Claims Discount.

  • Seasonal increases

    If you own a shop, we’ll give you 30% extra on top of your stock sum insured during November and December, the first two weeks of January and 30 days before Easter Day.

  • Local service

    Whenever you need us, for a claim or a question, you’ll always get through to local or Dublin-based staff to help with whatever you need.

Why do I need public liability insurance?

Liability insurance covers your business against claims if an incident happens on your premises. You can protect your business against different accidents with various types of liability insurance, like public, employee, and product. To get a quote for small business insurance that includes public liability insurance, get in touch.

Get in touch