How much should I insure my house contents for?

The value you insure your contents for should represent the total value of the possessions in your home. The general rule is that contents are all items that you would take with you if were to move home, in other words “moveable objects”.

For example, this will include:

• Furniture
• Clothes
• Personal belongings

You should also take into account items such as curtains and carpets.

Please note: Fixtures and fittings such as bathroom suites and kitchen units shouldn't be included in your contents value calculation.

Please see your policy booklet for a full description of contents and limitations.

See What is personal belongings cover.