What happens if my car is written off after an accident?

If your car is written off as a result of a claim, we will settle your claim by replacing your car or by offering you the market value (or purchase price of your car whichever is lower) of your car at the time of the incident.

Our engineers will carry out the research to assess the appropriate market value of your car. We may then take ownership of the damaged car and you must send all items relating to the car, including the licensing documents and keys.

Terms and conditions apply. To find out more you can read your policy booklet under section Loss and damage to your car.