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Why would I need employer's liability cover if I don't employ anyone full time?

Because accidents can happen on the farm, it's essential for all farmers to have employer's liability cover.

Even if you don't have anyone officially employed by you, our cover protects those working for you, including family and non-family workers, either casually or on a voluntary basis and protects you as an employer should you be deemed liable for a helper's injuries.

Read more about our Farm Insurance cover.